Student Loan

banner

Estimate of amount required for B.Tech students joining in 2026

An estimate of the total loan amount for the entire BTech. course is detailed below:

Total Tuition fees for 8 semesters: Rs. 13,00,000.00
Institute caution money (one time refundable)Rs.5,000.00
Gymkhana fee : Rs. 10,000 per semester * 8 semesters
Rs. 8,000.00
TotalRs.13,13,000.00

Accommodation:

For students availing the on-campus hostel facility
Hostel Rent: Rs. 15,000 per semester(subject to change annually) * 8 semestersRs. 1,20,000.00
Mess dues estimated: Rs. 16000 per semester(subject to change annually) * 8 semestersRs. 1,28,000.00
TotalRs. 2,48,000.00
For students availing PG accommodation
Hostel Rent: Rs. 15,000 per semester(subject to change annually) * 8 semestersRs. 1,20,000.00
Mess dues estimated: Rs. 22,000 per semester(subject to change annually) * 8 semestersRs. 1,76,000.00
Transportation estimated: Rs. 10,000 per semester(subject to change annually) * 8 semestersRs. 80,000.00
TotalRs. 3,76,000.00
Detailed information regarding the empanelled PG accommodation is available at the following link: https://www.iiitg.ac.in/uploads/2026/06/23/893f54b774363ad63a7b44a612185d3e.pdf 


Information on Loans

Special Offers: The following special offers are available to IIIT Guwahati students:

  1. Canara Bank has formulated a special Education Loan scheme as "PM-VIDYALAXMI". Under this scheme, the education loan is instantly sanctioned and disbursed for all eligible students of IIIT, Guwahati, ROI starting at 6.75%*. Please find attached brochure and contact the following persons for more details: 
    • Vivek Bardhan, Manager, Canara Bank, Dharapur Branch, Guwahati,Contact No 7099072535. Email id: cb4557@canarabank.com 
    • Manish Kumar, Manager, Bijoynagar Branch, Guwahati, Contact No 8310426196. E-mail id : cb17340@canarabank.com
    • Suraj Sharma, Senior Manager, Canara Bank, Retail Asset Hub, Guwahati, Contact No: 8837278268. E-mail id : cb6825@canarabank.com
    • Ashish Sarkar, Senior Manager, Canara Bank, Retail Asset Hub, Guwahati, Contact No: 9707681310. E-mail id :  cb6825@canarabank.com
    • Mahesha Mrutunjay Swami, Officer, Canara Bank, Retail Asset Hub, Guwahati, Contact No: 9028654929. E-mail id : cb6825@canarabank.com 
    • Ritesh Surin, Officer, Canara Bank, Retail Asset Hub, Guwahati, Contact No: 8789998213. E-mail id : cb6825@canarabank.com
  2. Punjab National Bank provides education loan assistance as a part of PNB Pratibha, for premier institutes. The loan requires no collateral security, no margin money, no processing fees, no documentation fees and is on a 15-year repayment basis.

    Please contact the following Bank personnels for Loan queries. For information related to education loan camp that the bank wants to hold at the institute campus, click here.

    Gitartha Pratim Sarma
    Manager
    7002090626

    Arpana Boro
    Officer
    7002197562

  3. SBI scholar loan scheme: SBI offers education loan to meritorious students taking admission in Quality Higher Education Institutions (QHEls) under PM-Vidyalaxmi product. Indian Institute of Information Technology Guwahati features in the ‘UTTAM’ list of institutes under PM-Vidyalaxmi scheme wherein we provide collateral free loan up to Rs 3.00 Crore. Key features of the scheme are mentioned hereunder: 

    •                   Rate of Interest: 7.20 % (Floating subject to revision as per Bank guideline).
    •                   No Guarantor required for loan up to Rs. 75.00 lakhs and students age above 18 years.
    •                   No Collateral required for loan up to Rs 3.00 Crore.
    •                   Nil Margin for loan above Rs. 7.5 lakhs.
    •                   Nil Processing Charges.
    •                   Interest subvention up to 3 % if Annual family income Rs. 4.5 Lakhs - Rs.8 lakhs.
    •                   100% interest subvention if Annual family income up to Rs. 4.5 lakhs.
    •                   Eligible expenses:

                                              a.     Fee Payable to college/hostel.

                                              b.     Examination/Library/laboratory Fees.

                                              c.     Purchase of books/equipment/instruments/uniforms.

                                              d.    Caution deposit/building fund/refundable deposit supported by institution bills (not to exceed 10% of tuition fees for the entire course).

    •                   For any further enquiries, students may contact:

                                             a.       Shri Deep Dhar, Branch Manager, SBI Mirza Branch, Phone No: 7670022794, E-mail id: deep.dhar@sbi.co.in.

                                             b.     Ms Kausturi Deka, Field Officer, SBI Mirza Branch, Phone No: 8638019994, E-mail id: kausturi.deka@sbi.co.in.
  4. Students may also visit https://www.kuhoo.com/ for availing student loan facilities.